Insurance
Cover for a life between Amsterdam and Dubai
Three layers, and most people only think about the first one after something goes wrong. What each actually covers, what it costs, and when it earns its premium.
| Layer | What it covers | Typical cost | When it matters |
|---|---|---|---|
| Trip insurance | Cancellation, lost luggage, medical emergencies while travelling | ≈ €25 to 60 per trip | Every return flight, sorted at booking time, not at the gate |
| Long-stay health cover | Doctor visits, hospital care and repatriation while living abroad | ≈ €70 to 150 per month | The day your trip stops being a trip and becomes a stay |
| What your card already has | Some travel disruption cover on premium cards, read the small print | already paying for it | A floor, not a plan: it rarely covers medical costs abroad |
Costs are typical ranges, checked August 2026. The link goes to our insurance partner; the comparison stays honest either way.
Compare travel insurance