تكاليف المعيشة · 2026
Cost of living: Dubai vs Amsterdam
Amsterdam is slightly cheaper day to day in 2026, but Dubai comes out ahead for most single professionals once the 0% income tax is counted. The two biggest swing factors are the tax gap (0% in Dubai versus a 49.5% top rate in the Netherlands) and international school fees, which flip the verdict for families with school-age children.
In our August 2026 dataset, a one-bedroom in Dubai Marina rents above the Amsterdam Ring (€2,250 versus €1,950), groceries and transport sit near parity, and petrol in Dubai costs about a third of the Dutch price. The full table is below, recomputed monthly.
سنتان، مرصودتان شهرًا بشهر
مرر على أي شهر. المدينتان باليورو، محوّلة بسعر ذلك الشهر، من رصدنا الخاص.
Live tracker · August 14, 2026
Aug 2026
Dubai: €2,244
Amsterdam: €1,946
| بند التكلفة الشهرية | Dubai | Amsterdam | المصادر |
|---|---|---|---|
| 1-bedroom rent, city centreDubai Marina vs Amsterdam Ring | €2,050 | €1,990 | DXB Statistics Center · CBSحُدّث August 14, 2026 |
| Utilities, monthly averageDubai peaks in summer (aircon) | €180 | €240 | DEWA · Vattenfall tariffsحُدّث August 14, 2026 |
| Groceries, single person | €388 | €385 | Own basket surveyحُدّث August 12, 2026 |
| Monthly transport passNol card vs GVB | €88 | €81 | RTA · GVBحُدّث August 1, 2026 |
| Mid-range dinner for two | €88 | €95 | Own basket surveyحُدّث August 12, 2026 |
| Petrol, per litre | €0.70 | €2.05 | UAE monthly fuel committeeحُدّث August 1, 2026 |
| Top income tax rateUAE has no personal income tax | 0% | 49.5% | MoF UAE · Belastingdienstحُدّث January 1, 2026 |
| VAT | 5% | 21% | MoF UAE · Belastingdienstحُدّث January 1, 2026 |
| Gym membership, monthly | €75 | €45 | Own basket surveyحُدّث August 12, 2026 |
| International school, yearlyBiggest family budget line in Dubai; Dutch public school is free | €11,250 | €6,000 | KHDA fee tablesحُدّث July 20, 2026 |
حُدّث August 2026. المصادر: Own price snapshots, August 2026; Dubai Statistics Center rental index; CBS StatLine consumer prices.
الفارق الضريبي هو الحاسم
The UAE levies no personal income tax on salaries. The Netherlands taxes box 1 income progressively up to 49.5% in 2026, on top of mandatory health insurance of roughly €150 per month. On a €90,000 salary, that gap alone outweighs every other line in the table combined.
Incoming employees in the Netherlands can soften this with the 30% ruling, the expat facility that leaves part of gross salary untaxed for up to five years. It has been scaled back in recent budget rounds (27% from 2027), but it still changes the math meaningfully for new arrivals in Amsterdam.
Consumption taxes point the same way: 5% VAT in the UAE against 21% BTW in the Netherlands. Dubai claws some of it back through fees, including the €1 Salik toll per gate crossing, the 5% housing fee billed on annual rent through DEWA, and international school fees that free Dutch public education simply does not have.
ما تدفعه البنوك الآن
أسعار الفائدة على الادخار تؤثر بقدر الإيجار. نرصدها شهريًا، لكل بنك، على الجانبين.
🇳🇱 Savings rates in Netherlands
🇦🇪 Savings rates in United Arab Emirates
FAB
iSave, AED · No minimum balance
4.00%
unchanged 12m
Updated August 2026. Rates scraped weekly from the banks' own public pages by our tracker (/api/rates), EUR side sanity-checked against the ECB deposit facility rate. Always confirm current conditions with the bank before opening an account.
كيف نحسب هذه الأرقام
Every line is a monthly median from our own price snapshots, not a crowdsourced average. Prices are collected in local currency and converted at the mid-market rate on the snapshot date. Rent lines compare like-for-like neighbourhoods rather than city-wide averages, and each release lists its sources under the table. Current dataset: updated August 2026, recomputed monthly.
بريد البيانات الشهري
احصل على أرقام Dubai وAmsterdam فور تغيّرها
One email when we recompute the dataset: what changed, by how much, and why. No spam, unsubscribe anytime.
Planning the move itself? Start with the moving guide.